An "open Marine Insurance Policy Online" is a maritime insurance policy which protects various deliveries and deploys during a 12-month period through coverage based on sufficient insurance amounts reduced by cargo values using the reducing balance method. Regular dispatch senders show the highest interest in adopting the open policy. A Maritime insurance policy offered as "open Marine Insurance Policy Online" covers various deliveries or deploys during twelve months based on a sum insured that decreases through the reducing balance method applied to the cargo values. Regular dispatchers demonstrate the highest interest in adopting the open policy.